Bonnie-Buol Ruszczyk

homeowners insurance policy on table with pen, money and calculator

Understanding Homeowner’s Insurance 

Homeowner’s insurance is a critical safety net, providing financial protection against unexpected disasters. However, understanding what is and isn’t covered under your policy is key, especially in Atlanta, where certain natural disasters are more prevalent. Here’s a deeper look at standard coverage and essential additional policies to consider. Standard Coverage Most homeowner’s insurance policies include […]
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Thunderstorm lightning behind multi-family complex

Planning for Natural Disasters in Georgia: A Comprehensive Guide for Property Managers

Get ready to hunker down! In case you haven’t heard, the 2024 hurricane season forecast includes the highest number of hurricanes ever predicted. And while we typically don’t have direct impacts, these storms can definitely wreak havoc for Georgia properties.  And that’s not the only weather to consider. In Georgia, property managers of multi-family homes […]
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property managers inspecting complex

Property Manager To-Do List to Maintain Tenant Happiness and Property Values

As commercial property managers gear up for spring and the impending hot summer months in Georgia, it’s crucial to prioritize property maintenance to ensure tenant safety and property integrity. Conducting thorough inspections and scheduling essential repairs can prevent minor issues from escalating into costly damages. Examine the building’s exterior thoroughly. Winter storms and freezing temperatures […]
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Atlanta Georgia Home in Spring

Understanding El Niño to La Niña Transition & What It Means for Georgia Homeowners

The transition from El Niño to La Niña has significant implications for weather patterns across the globe, including Georgia. Understanding these changes can help you prepare for the upcoming spring and summer seasons and ensure your home is prepared for what is coming. El Niño and La Niña are opposite phases of the El Niño-Southern […]
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Heavy rain and wet tree outside the home in rainy season

Protecting Your Georgia Home from Common Winter Issues

As Georgia homeowners, we’re accustomed to the charm and beauty of our state. However, during these wet and rainy winter months, our homes face specific challenges that require our attention. Understanding and preparing for these common issues can save time, money, and ensure the longevity and comfort of our homes.  Taking proactive steps to address […]
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Girl With A Cup Of Hot Drink Stands In Front Of A Rainy Window

Protecting Your Georgia Home During an El Niño Winter

El Niño, a climate phenomenon resulting from warm oceanic waters in the central and eastern Pacific, influences weather patterns globally. In the greater Atlanta area, El Niño winters can bring distinct weather changes. Georgia homeowners and property managers should take preemptive actions to protect their properties from potential damage caused by fire, mold, and water.  […]
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Retired Couple Sitting On Bench With Hot Drink In Assisted Living Facility

Ensuring Safety and Sustainability in Senior Living Facilities

Managing a senior living facility comes with the significant responsibility of ensuring the safety and well-being of its residents. One area that requires planning and regular review is the prevention of fire, water, and mold issues, which can be both costly and dangerous. Here’s a quick guide for property managers on how to proactively address […]
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property manager inspecting roof

Addressing Common Building Issues: A Guide for Property Managers

As a property manager, it's vital to be aware of the common issues that impact the building you manage to keep tenants happy.
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Front yard clogged gutter near roof shingles of residential house full of dried leaves and dirty need to clean-up. Blocked drain pipe on rooftop. Gutter cleaning and home maintenance concept

Preparing Your Georgia Home for Fall and Winter: A Guide to Avoid Mold, Fire, and Water Damage

As the leaves begin to change colors and the air turns crisp, fall and winter bring their own set of challenges for Georgia homeowners. While our state may not experience the extreme winter weather seen in other parts of the country, it’s essential to be proactive and prepare your home for the colder months. Here […]
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the flooding in the modern kitchen.

Understanding Water Damage vs. Flood Damage: Coverage, Prevention & Response

Georgia’s diverse landscape, including the bustling Greater Atlanta area, is no stranger to the challenges posed by water and flooding. Whether it is a sudden downpour or a pipe bursting, understanding the disparities between water and flood damage is vital for Georgia homeowners and those that manage properties. Unpacking the Differences Between Water & Flood Damage […]
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